by s3m4ng4t | 4:42 pm

What Does an Estate Lawyer Do? Services Beyond a Basic Will are Offered

Though a person might assume they’re going to live a long and healthy life, there are always issues that could cause them to become incapacitated for a period of time or accidents that could cause their death. It’s important to have a will created to ensure loved ones know what to do in case of a death, but there are other considerations that need to be made as well. Anyone who wants to prepare for what could happen will want to speak with an estate lawyer.

What Services are Offered by an Estate Lawyer?

Estate lawyers offer a large number of services to help minimize issues and ensure a person’s wishes are followed if they are disabled or if they pass away.

  • Living Will – This provides instructions for what the person wants to happen if they are disabled and cannot make decisions on their own anymore.
  • Provide for Family – Create a way to provide for family members in case of their death. This includes guardianship and trusts for minors and trusts for other family members they might help financially.
  • Minimize Issues – Create documents to handle the person’s estate to minimize probate, taxes, and other issues that could arise.
  • Provide Instructions for Family – Create a document to explain what they want to family members so their wishes will be respected once they have passed away.

How Old Does a Person Need to Be to Speak With an Estate Lawyer?

A person needs to be of legal age to create documents like a will. They do not have to be older, and anyone who is legally old enough to sign contracts or enter into agreements is legally old enough to create a will and other documents to prepare for the unexpected. It’s recommended for a person to create … Read More ...

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by s3m4ng4t | 4:11 pm

Factors Affecting the Cost of Commercial Auto Insurance: What Business Owners Need to Know Before an Accident Happens

Accidents can happen, and when they do, it’s only natural to expect an increase in auto insurance rates. However, even those with safe driving habits are noticing increases in the cost of coverage, with fleet owners hit especially hard. Below is information on Commercial Auto Insurance: What Business Owners Need to Know Before an Accident Happens.

Higher Mileage

During the recession, companies everywhere scaled back. Drivers were laid off, fewer deliveries were made, and manufacturers produced fewer products. However, activity is picking up once more, and companies are relying on their current workforces to pick up the slack. Risks increase as more miles are driven and, eventually, the company may have to add more vehicles to keep pace with demand.

Driver Inexperience

The shortage of commercial drivers is increasing roadside risks. It’s difficult to drive long distances, and that fact has always posed recruiting challenges. Now, many of the industry’s most experienced drivers are nearing retirement age, and many don’t know where the next crop of drivers is going to come from. Recruitment issues are further complicated by new regulations, such as the requirement for electronic tracking sheets and time logs. Not all drivers are comfortable with this level of engagement, and the decreased level of independence may scare away many drivers. When companies hire less-experienced drivers, they increase their risks.

Lower Fuel Costs

There’s a direct link between fuel costs and accident frequency. When fuel is expensive, companies limit time spent on the road, which leads to fewer accidents. As fuel prices have been relatively stable, more cars are hitting the road for personal and business reasons—which equals a greater chance of accidents.

Aggressive Lawyers

In the past, a large claim would have involved an attorney the majority of the time. Now, attorneys are getting involved in smaller claims … Read More ...

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by s3m4ng4t | 4:20 pm

Services Offered by a Car Accident Lawyer in Fresno

A quality car accident lawyer Fresno can provide a victim with assistance in several ways. Several accident victims are going to eligible to receive compensation to cover their lost income, medical expenses, and other accident-related costs. However, some accident victims wind up taking a settlement that is far less than the full value of their claim simply because they don’t have a quality lawyer to advocate for them. There are several beneficial services offered by a car accident attorney.

Investigating the Contributing Factors that Led to the Accident

A quality lawyer is going to take the time to investigate all the possible factors that led to the car accident. Even if the cause of the accident seems clear, there may be several contributing factors. Some may include driver distraction, lack of the proper signage, vehicle malfunction or poor road conditions. Car accident lawyers can work with accident reconstruction specialists to understand how the incident took place and all the contributing factors.

Figure Out Who was Responsible

A quality car accident lawyer can also pinpoint who was responsible for the accident and ensure they are held liable for the injuries that occurred. If the at-fault driver was using a company vehicle, then their employer may bear some responsibility for the injuries they suffered. In situations, where a vehicle malfunctions, such as a tire blowing out, it may be the manufacturer that is partly to blame.

Dealing with Insurance Adjusters

The lawyer hired will also deal with the insurance company adjusters while the victim focuses on recovering. Any information provided to the at-fault person’s insurance company can be used to help minimize the compensation offered. An attorney will reduce the potential of this happening.

The best part about hiring an accident attorney is the fact that they work on a contingency fee … Read More ...

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